Overview

Capital Sources offers a comprehensive range of financing solutions to support consumer-facing businesses and the lenders that serve them. Each solution is designed to align with real-world sales models, cash flow needs, and portfolio management strategies.

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​​Consumer Financing Programs
We connect businesses with lenders offering a wide spectrum of point-of-sale financing options, from super-prime to subprime. These programs allow retailers and service providers to present customers with affordable, fixed-payment plans—enabling more approvals, greater purchasing power, and increased sales velocity.

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​Loan Portfolio Credit Line Programs (Capture Lost Interest Arbitrage)
Businesses that wish to finance their customers directly can access lines of credit secured by their receivables. These hypothecation-based solutions provide liquidity while allowing businesses to capture the full interest spread—maximizing point of sale cash, long-term yield, and increase business value.

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Loan Servicing & Portfolio Management
Our nationally recognized platform supports full-service loan administration, from onboarding to payoff. Features include payment tracking, collections workflow integration, lockbox and custodial services, and real-time reporting—empowering businesses and lenders with transparency and control.​

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​Specialized Commercial Finance Solutions
For non-consumer-facing capital needs, we support select businesses through programs such as invoice factoring, merchant cash advances, and structured working capital solutions. These options provide flexible access to funding when traditional bank lending may not apply.